Tarik is one of the first loan officers I've worked with who is very familiar with the special considerations of financing and refinancing investment properties. He has his own rental(s?) and makes the calculations about what makes sense from the owner's perspective easily. He also explains it in an easy to understand way. I was confident in Tarik from our first conversation. During the application process, Tarik was even keel, available, and happy to explain the same thing over multiple times. I had one freak out during the process, and Tarik walked me through it again completely to my satisfaction without any defensiveness on his part. Today I am in a better cash flow position with my rental, and it's a relief. In my experience, Tarik's knowledge and service were impeccable.